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US Credit Downgrade and the Impact on Small Business

Aug 04, 2011

A U.S. credit downgrade calls for strengthening your business credit profile by documenting payment history, continuously monitoring your business credit profile, understanding payment scores, and utilizing tools and resources.... Read More

Six Steps to Business Credit - Step 4: Obtain Business Credit Cards

Aug 04, 2011

After improving your PAYDEX score, apply for business credit cards. Having business credit cards and developing excellent habits to manage them, such as timely payments, can significantly impact your companys business credit rating.... Read More

Six Steps to Business Credit - Step 6: Continually Improve Your Business Credit

Aug 04, 2011

A good credit rating allows businesses to obtain loans, credit lines, and credit cards. A bad credit rating may damage the business's chances, but it can be repaired. ... Read More

Understanding General Liability Insurance

Aug 04, 2011

General liability insurance is critical for companies. It protects a companys assets if the company is sued for causing property damage or personal injury. Coverage depends on the company's perceived risk and its location.... Read More

Advantages to Leasing Your Office Space

Aug 04, 2011

If you plan on leasing office space, there are several advantages compared with buying property. Some advantages include deductible payments, no mortgage or down payment, negotiable rates, less paperwork, flexibility, fewer responsibilities, and tax credits.... Read More

Financing Commercial Property with Mortgage Loans

Aug 04, 2011

Business mortgages are evaluated using two critical factors: the financial strength and stability of the borrower and the economic feasibility of the project. Determine where to apply, what loan you need, and down payment requirements.... Read More

How Much Office Space Does My Small Business Need?

Aug 04, 2011

Avoid the costs associated with having a space that is too small or too large. Factor in your number of employees, budget size, parking options, building features, layout, and design before making a decision.... Read More

Important Commercial Lease Terms to Familiarize Yourself With

Aug 04, 2011

Familiarize yourself with terms that frequently appear in lease agreements, such as use clause, exclusive clause, premises, and security, so that you can be prepared for discussions with a landlord.... Read More

Negotiating the Best Office Lease for Your Business

Aug 04, 2011

Office space is one of the largest expenses a growing company incurs. Negotiating the best lease possible can save enough money to hire a few more employees or to launch a marketing campaign.... Read More

The Length of the Term in an Office Lease

Aug 04, 2011

Landlords typically prefer longer term leases and may be willing to make concessions for such leases. However, if possible, the best lease is one with a shorter term and renewal options.... Read More

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