Take steps to qualify for building business credit by naming and incorporating your business, obtaining an Employment Identification Number and business licenses, and opening a business checking and a trade account.... Read More
Poor personal credit makes it difficult to obtain good business credit. Lenders use personal information to determine trustworthiness and character, so it is important to monitor your credit report and correct any errors.... Read More
Dun & Bradstreet Credibility Corp. hosts an expert panel discussion on small business lending with Jeff Stibel, Dun & Bradstreet Credibility Corp. CEO, Professor John Paglia of Pepperdines Graziadio School of Business and Management, Jeff Moore, Vice President of First California Bank, and Bryan Moeller, Senior VP Director of Small Business Banking, Wells Fargo & Company.
Some of the topics discussed include:
- How to find funds for your small business
- What banks look for when lending
- Misconceptions on small business lending
- Common mistakes when building a small business profile
- Effects of todays economy on small business
- The difference between personal and small business credit
Randy Garn, entrepreneur and coauthor of Prosper: Create the Life You Really Want, explains why you shouldn't let fear or uncertainty keep you from moving forward with your goals.
Harvey Warren, author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, speaks about how a spending plan can help you become financially responsible and avoid debt.
Click here to watch the full-length interview.
Depending on your business legal structure, bad business credit may not negatively affect your personal credit, Harvey Warren explains.
Click here to watch the full-length interview with the author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy.
There are many financing options for your business. Harvey Warren, author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, explains how knowing your company's specific financial needs will allow you and your banker or lender better determine the best financial solutions for your business.
Click here to watch the full-length interview.
Author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, Harvey Warren, talks about how having too many credit cards can increase your chance of becoming overextended and falling into debt.
Click here to watch the full-length interview.
Debt expert and author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, Harvey Warren, explains that creditors are more likely to work with you if they understand your hardships.
Click here to watch the full-length interview.
Harvey Warren, personal debt expert and author of Drop Debt: Surviving Credit Card Hell Without Bankruptcy, gives tips for talking to creditors. During discussions on settling your personal debt, keep in mind that you can only pay what you can afford.
Click here to watch the full-length interview.