»Business Credit
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Maintaining a Good Credit Score

Aug 04, 2011

Ensure that your business credit score is in good standing, monitor and fix any discrepancies in your profile. Having a high credit score can improve your credit profile and raise your borrowing capacity.... Read More

Reduce Risk by Separating Personal and Business Credit

Aug 04, 2011

Relying on personal credit to do business means working with minimal working capital and poses a risk to the companys assets. Separating your business and personal credit is essential to building your business credit score.... Read More

Business Credit - How Debra Parcheta Saved Her Company

Aug 04, 2011

Debra Parcheta, founder of Blue Marble Enterprises, built her business credit by opening store accounts, issuing company credit cards, making prompt payments, and separating business and personal credit.... Read More

How to Stop Worrying and Embrace Debt

Aug 04, 2011

Debt, when properly employed, can be a significant resource for a business. A company can build its business credit with debt by securing lines of credit and business credit cards.... Read More

Taking Advantage of Credit Card Discounts

Aug 04, 2011

In a business environment characterized by tight credit markets, business credit cards have become an acceptable and necessary financing vehicle. Benefits of using business credit cards include rewards, discounts, and opportunities for cash back.... Read More

Should You Accept Credit and Debit Cards for Payment?

Aug 04, 2011

Credit and debit cards are becoming a necessity to do business. The cost of implementing credit and debit services is incremental compared to the cost of lost business from failing to provide this payment option.... Read More

How much Business Debt is Appropriate?

Aug 04, 2011

The more volatile your industry, the less business debt you should take on. Use debt to support growth, but in an amount that your business could still service if its revenues declined significantly.... Read More

Extending Customer Credit

Aug 04, 2011

When extending customers credit, it is important to review a customers operations and conduct regular credit reviews. Performing a credit analysis is a good first step in determining whether a customer is a risk.... Read More

The Effect of the Credit Crunch on Business Financing

Aug 04, 2011

Tightening credit markets make it more important now than ever to build business credit. This credit crunch has prompted businesses to find new ways of obtaining and providing capital.... Read More

Capitalizing on Credit Card Rewards

Aug 04, 2011

If you use credit cards and pay the associated interest charges, you should reap the benefits. To maximize your business credit rewards, be sure to consider cash rewards and understand the rules associated with the card.... Read More

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