»Business Loans
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How Do I Negotiate A Personal Guarantee?

Dec 03, 2012

A personal guarantee is a means of acquiring a loan without business credit; however, small business owners should be aware that personal guarantees may give the bank access to their personal assets should the loan go into default. To protect your a... Read More

Getting an SBA Loan

Aug 04, 2011

The Small Business Administration (SBA) has helped millions of small business owners by providing financial support, contracts, counseling sessions, and other services. If your business needs a loan, an SBA program might be right for you.... Read More

An Alternative to Bank Loans

Aug 04, 2011

One alternative to obtaining a bank loan is peer-to-peer lending. The virtual marketplace provided by peer-to-peer lending sites brings together investors and entrepreneurs who need capital.... Read More

Get a Loan From an SBA Lender Now

Aug 04, 2011

SBA lenders are able to offer better loan terms because the U.S. government guarantees the principal. Some of the benefits of an SBA loan include higher loan-to-financing values, reduced capital requirements, and interest-free or extremely low-interest loans.... Read More

How To Obtain A Bank Loan

Aug 04, 2011

Obtaining a bank loan boils down to being prepared and building a lasting partnership with a lender. Some preparation steps include gathering all the necessary paperwork and monitoring your credit score.... Read More

Microloans for Small Businesses

Aug 04, 2011

Business microloans are relatively small, short-term loans provided by the Small Business Administration primarily for small businesses. Microloans generally have less stringent loan-granting requirements than banks.... Read More

Other Loan Options

Aug 04, 2011

Alternatives to a traditional loan include SBA loan programs, unsecured business lines of credit, equipment leasing, and tapping 401(K) accounts. If capital is constrained, consider these options.... Read More

SBA Loan Programs

Aug 04, 2011

SBA was created to assist small businesses. The resources offered include Advocacy, Ombudsman, and Inspector General divisions, as well as loan programs. These resources can help manage your business.... Read More

SBA Microloans FAQ

Aug 04, 2011

SBA microloans are specifically designed for underserved businesses such as those with poor credit or low income. Determine whether your business is qualified for an SBA Microloan.... Read More

Small Business Loan Sources

Aug 04, 2011

Where can small businesses turn when obtaining a loan through a bank isn't possible? Both large financial institutions and small community banks partner with the SBA to provide lending for businesses, even during tough times.... Read More

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