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National Debt Relief (NDR) is dedicated to helping consumers and small business owners reduce their unsecured debts through an aggressive form of debt relief known as debt settlement or debt negotiation.
Debt settlement can be likened to a debt consolidation loan in that consumers are left with one lower monthly payment for their unsecured debts. However, debt settlement does not involve taking out a new loan. NDR believes consumers cannot borrow their way out of debt by taking out a new loan to consolidate outstanding ones especially when many consumers looking to consolidate with a loan have bad credit.
National Debt Relief's certified debt counselors will go to bat for consumers struggling with mounting credit card bills and medical bills. The debt counselors will negotiate with their creditors, explain the financial difficulties the consumers are facing and offer a payment to satisfy their debts at a reduced amount.
Most creditors will agree to forgive the remaining balance instead of waiting years to collect through bankruptcy court.
When faced with the prospect of never getting out of debt by making only the minimum payments on their high interest credit cards or filing bankruptcy, many Americans turn to National Debt Relief to help them get rid of their debt problems.
Consumers can get started with no upfront fees and will not have to pay until they see results. National Debt Relief offers a free initial consultation with no obligation. Consumers can then compare this analysis to a debt management plan, credit counseling, a debt consolidation loan or filing bankruptcy. Many will find that debt relief through debt settlement or debt negotiation is a superior alternative that can help them be debt free in a few short years.
National Debt Relief has helped over 100,000 consumers achieve debt relief and is ready to help those drowning in debt and looking for hope.