Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

5 Reasons Why Online Banking Is Essential to Small Business

How You Choose to Manage Your Money Can Have a Big Effect on Your Business

Old BankToday’s small-business owners rarely dole out tasks and responsibilities to a team of employees. For many smaller companies, the owner takes an active hand in the business’s day-to-day operations. This participation is not always a choice, but more so a necessity because so many small businesses are run by just one person.

And when one person is handling all (or most) of the business matters, time is a commodity that can’t be wasted. Time management is just one reason why online banking is so essential for small-business owners.

Because good money management is an integral part of building a successful business, business owners need efficient banking methods and more powerful tools for controlling their finances. Here are five reasons why online banking can provide small businesses with the services and results they need most.

Greater Convenience

With online banking, gone are the days of wasting half a day waiting in line at your bank to make a transaction. You can manage your bank account from anywhere and at any time. You can log in at your office desk to check on a payment or pay a utility bill, or you can use your smartphone to make a deposit or check your balances. If your business requires you to travel often, then you will still be able to make deposits and manage your accounts, even in cities where your bank doesn’t have a branch.

Faster Transaction Speeds

If you need to transfer funds from your savings to your checking in order to secure a last-minute deal on an important purchase, then you can get the funds you need instantly when using online banking. Simply log in and make the transfer, and funds will be available immediately so you can make your purchase and cash in on the deal.

Automatic Bill Payments

One of the most beneficial aspects of online banking is its automatic bill payment feature. By enrolling in automatic bill pay, your essential bills will be paid automatically so you will never miss a payment. This gives you peace of mind knowing that your bills are being paid when they should be, and it takes the added pressure of having to remember due dates off of your shoulders. It can even help improve your business credit because all of your debts are being paid on time.

Easier Account Management

Many banks that offer online banking also offer the ability to link your account information with many of today’s most popular accounting software programs. This compatibility helps you manage all of your business’s accounts and financial data in the program you are most comfortable with. You can view bank statements instantly, and have all of your company’s financial data organized and at your fingertips come tax time.

Multiple Account Management

Many businesses keep multiple bank accounts, such as a primary business checking account, a savings account, a short-term investment savings account, an emergency fund account, and others. With traditional banking, managing multiple accounts can be a time-consuming process with a mountain of paperwork to go along with it.

But when you bank online and have all of your accounts with the same bank, you can link all of the accounts and manage them all under a single login. This gives you instant access to all of your accounts so you can see where they are standing, and what transaction you need to make, if any.

With instant access and account monitoring at the speed of light, online banking simply offers small-business owners with the resources they need when time and money is of the essence.

Photo Credit: Doug Kerr, Flickr. 

Dave Donovan

Author:

Dave Donovan has written extensively for the web with a primary focus on articles targeting finance and business.