Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

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you in the right direction.

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Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
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Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
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Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
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Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

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Build Credit Before You Begin Doing Business

Steps towards business credit can be taken as soon as you legally register your new business.

Legal Establishment Is the First Step to Business Credit

5New business owners often devote a great deal of time and attention to legally establishing their business. Some will chose to register their business as a corporation, while others may find a partnership or sole proprietorship meets their needs.

No matter which form of legal organization is selected, your business will almost certainly need to register with the state you choose to operate within. This process is usually fairly easy, and requires only a small fee in most cases.

The next step will be to obtain an employer identification number. This number can be obtained at no cost from the Internal Revenue Service (IRS). After completing the form required to register your business with the IRS, a process that can be completed online, you should then contact credit reporting agencies to begin the process of creating a credit history.

You will need the number issued by the government to obtain a D&B D-U-N-S® number, which potential lenders will use to evaluate your credit applications.

All Businesses Will Need Credit

Credit is used in many routine business transactions, including vendor deliveries, and paying for contracted services. Credit is so important to a business, owners should consider getting help to create a credit file as soon as they start building their business. Small Business Starter™ is a service offered by Dun & Bradstreet that could help your business quickly create a business credit file, and have an accurate credit history from the time your business pays its first invoice.

With this service, you will be able to begin documenting your business credit in your D&B credit file, and demonstrate your company’s financial stability to creditors and suppliers.


Michael Carr is a small business expert who has been involved in the successful development of three small businesses.