Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Business Survival in a Tough Economy

Many analysts agree that the economy has suffered an extended period of slow growth. This creates challenges for small businesses.

Plan for More of the Same

Different economists make the argument with a variety of data, but the consensus seems to be that the economy has changed in the past several years. There seems to have been a deceleration in growth and employment. These conditions can continue for years.

As economists are quick to explain, on the other hand, that these trends could also change. Slow growth could become even slower or could accelerate. Any change in the pace of growth could have an impact on small businesses, but it seems safe to assume that business owners should plan for a continuation of slow growth.

If their assumptions are wrong and growth does accelerate, the business owner should enjoy profits that exceed expectations. However, realistic business plans should be developed based on the conditions that have persisted across most of the nation, and the world, for years.

Keep Expenses Low But Maintain Necessary Spending

One of the keys to business survival under any conditions is to keep expenses as low as possible. This could mean that the business owner is forced to work longer hours to reduce payroll expenses, or inventory levels are maintained at the absolute minimum to free up as much working capital as possible. Every expense should be scrutinized and regularly reviewed to ensure that your suppliers and vendors are still offering competitive prices.

It is important to maintain necessary spending. Employee perks, for example, may seem like an easy expense to cut but the long-term impact could be negative. The objective should be a lean business operation that avoids unnecessary spending, but spends what is required to maintain employee and customer loyalty. If the economy does eventually recover, loyal employees and customers will become even more valuable to a small business.

Author:

Michael Carr is a small business expert who has been involved in the successful development of three small businesses.