Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Can Your Small Business Afford to Provide Employee Health Care?


Like it or not, the Affordable Care Act is a reality. The ACA has been the subject of intense debate on both sides of the aisle. Supporters claim it’s a boon for millions of uninsured Americans, while critics say its effects on the business community will be disastrous. Despite the dire predictions of detractors, the situation is not as bad for small businesses as it may seem.

So, how will the Affordable Care Act really affect small-business owners? Will your small business be able to afford to offer health care options to its employees? Will you be required to do so?

A Scalable Solution

More than 95% of the businesses in the U.S. have fewer than 50 full-time equivalent employees. If your business falls into this category, you will not be required to provide an employer-sponsored healthcare program. Your individual employees will be required to carry health insurance, but that’s another story.

Assistance for Good Samaritans

If your business has fewer than 25 full-time employees, and you would like to help them pay for their health insurance costs, the Affordable Care Act provides a tax credit designed to help you do so. Your business must pay for at least 50% of qualified individual employee health insurance costs. The credit is currently set to cover up to 35% of employer-paid health insurance premiums for plans purchased through the Small Business Health Options (SHOP) marketplace. Starting in 2014, that credit rises to as much as 50% of premiums paid by employers.

Benefits Increase Employee Loyalty

While your small business probably won’t be legally required to subsidize employee health insurance premiums, doing so may be worth considering. As a result of the Affordable Care Act’s Small Business Health Care Tax Credit, more small employers are likely to sponsor employee health plans. Of course, these benefits are very attractive to employees, and businesses that do not provide them may find themselves at a competitive disadvantage, when it comes to attracting and retaining quality hires.

Every employer knows that screening, interviewing, and training new employees is a costly process, so the enhanced employee loyalty that results from subsidizing health insurance premiums should be weighed as part of the health insurance decision, especially for jobs that require extensive or hard-to-find skill sets.

Weigh Your Options

There’s no one-size-fits-all healthcare solution for small businesses, as every business deals with a unique set of variables. But, the ACA is not as grim as detractors would have you believe, and it’s worth considering all the options.



John R. Klaras is a serial entrepreneur and small business professional, a writer, and an educator by trade. With nearly a decade of experience in the telecommunications industry, he is currently in the process of building a burgeoning new microbusiness. He has written for leading companies in a wide variety of verticals, including travel, finance, motorsports, and real estate.