Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Commercial Credit Reports for Small Businesses

small business creditExtending credit to customers can increase sales, but if customers fail to pay on time, then your business suffers. Commercial credit reports help you make better decisions.

Commercial Credit Reports are Readily Available

Through Dun & Bradstreet, you can easily pull a credit report on another company, and have access to reliable and accurate information as you make business decisions. With these credit reports in hand, small businesses can review the credit history of any company they are considering doing business with.

Credit reports should be reviewed before extending credit to any customer. They should also be reviewed when selecting suppliers or business partners. Many of these commercial credit reports include a simple Risk Summary which is a color-coded, red, yellow, green assessment of credit worthiness.

While it would be unwise to extend credit to a company in red, it could be equally harmful to select that company as a supplier or a sales partner. Knowing they are considered a risk could guide any negotiations, and lead to protections for your business.

Commercial credit reports also include information on how timely a company pays its bills, a review of any legal filings such as bankruptcies and liens, and details on the company’s ownership structure, along with other important information.

Analytical Support Is Also Readily Available

Dun & Bradstreet also offers services that greatly increase the value of a commercial credit report. They can provide a credit limit recommendation along with scores that predict the likelihood of a business facing failure or financial stress over the next twelve months.

PAYDEX® scores are a metric that you can use to quickly assess how a company is likely to pay its bills in the future. Dun & Bradstreet calculates this by reviewing the company’s payment patterns with other vendors in the past. Trade payment details are available so that you can complete your own analysis.

Recognizing that credit quality can change, you can also use a monitoring and alerts service to receive email notifications when there are changes to any report that you have purchased.

Commercial credit can help you grow your business when used smartly, and commercial credit reports are an important tool for any business offering credit or partnering with other businesses.

 

 

Author:

Michael Carr is a small business expert who has been involved in the successful development of three small businesses.