Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

First Steps to Build Credit

Building a good credit history requires completing the required steps. The first steps are simple and within reach of any business.

The First Step Is to Organize Properly

In order to obtain business credit, it will be necessary to create a credit-ready business. A business will have to be legally organized as a separate entity in order to qualify for business credit. This will require meeting the registration requirements of your state, and will usually consist of filing a document with the Secretary of State or an equivalent agency, and paying a small fee to complete the process.

You will also need to obtain a taxpayer identification number from the Internal Revenue Service, which can be done online, and can be completed in only a few minutes at no cost.

After completing those steps, you should notify credit reporting agencies that you have started a business. You will then receive an identification number known as a D&B D-U-N-S® number, that will act like a Social Security Number in many ways. This number will be used on all business credit accounts, and will be the key to creating a credit history.

The Next Step Is to Obtain Credit

Credit reporting agencies will not be able to calculate a credit score until you have credit. Vendors and other creditors will report your payment history, and that data will be used in the scoring process. It may seem difficult to obtain credit at first, but small amounts of credit may be available to almost every new business.

Large credit lines will most likely be out of reach, but with small amounts of credit and a history of on-time payments, you should be able to obtain larger loans in a relatively short amount of time.

Unlocking credit will require that you create a credit history. Although this may not be a large loan as many small-business owners would prefer when they start a business, the credit history will one day make the loan possible.


Michael Carr is a small business expert who has been involved in the successful development of three small businesses.