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Go to School to Find Credit Solutions

To properly repair your small-business credit, you need to develop an understanding of how small business credit works.

Credit Repair Might Start at Your Local College

Local communities often offer a number of resources that are intended to be helpful to small-business owners. The community wants small businesses to succeed, because small businesses are important to the economic growth of the local area.

Successful businesses create a variety of economic activity within any local community. They often employ additional residents who contribute to growth, and small businesses are very often a source of tax revenue that allows the community to deliver services to its residents.

A central starting point for assistance where you might locate the services offered to small businesses in your community could be the local community college. There will be classes that business owners may find useful, and there will often be workshops that can be completed in several hours, offering valuable information about different aspects of business, including business credit.

You may also find a one-stop shop for assistance. The Small Business Administration (SBA) has worked with many local colleges to create Small Business Development Centers (SBDCs).

Help May Be an Email Away

SBDCs offer many valuable services. You may be able to obtain assistance to develop a business plan, or to help identify potential sources for financial packages. They may be able to offer expert solutions to the credit problem your small business faces, and they are experts who are able to explain options that can be specifically designed for your business.

The SBDC is a local initiative with knowledge of the business and credit conditions that are affecting small businesses in your local area. Experts at the Center may be able to help you, and direct you to resources for education; you can find a local SBDC at the SBA website.


Michael Carr is a small business expert who has been involved in the successful development of three small businesses.