Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

How and Why to Request Business Credit References

business credit referenceChecking the credit worthiness of a company is a crucial first step in determining whether to enter into any business relationship. Your small business is too important to leave such critical decisions to chance.

A partner’s ability to pay for services rendered, and a history of living up to their responsibilities and commitments must be learned in advance. Checking references, and checking them properly, will help you avoid the negative repercussions that come from working with financially or morally unsound partners.

Getting Business References

First ask for and receive written consent from the company you are considering partnering with. This is both a professional courtesy, and results in references providing greater quantities of more insightful information. They may be hesitant, and rightfully so, without a written document.

Obtain several references if possible, not just one or two. The more references you receive, the better able you will be to capture a complete picture of what a company is really like to work with. This can also help you to avoid receiving only references with good business relationships. Ideally, you want the opportunity to ask questions of those with a less than stellar history, too.

Additional Steps When Requesting Credit References

Be prepared prior to making the call. You should have a specific contact name and know what questions you want to ask; write them out if necessary. The discussion will be more productive, and a better use of your and the reference’s time. If the inquiring company has mentioned any professional or industry organizations they belong to, then follow up to make certain they remain in good standing. Groups such as the Better Business Bureau and local Chamber of Commerce are two of the more common ones to begin your search.

Accept only those references that have legitimate business emails and addresses. The use of generic emails such as Yahoo and Gmail or accounts, or P.O boxes can certainly be red flags. Taking a few moments to review the company’s website for references can also help you to get a better sense of the company.

 

Author:

Tim Brugger has been writing professionally since 1995, publishing professional newsletters, as well as business and informational articles for financial organizations across the country. Brugger majored in business studies at the University of Oregon.