Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

How to Recover From Bad Business Credit

Short-term cash flow problems are possible in even the best run businesses. These difficulties might not have any long-term impact.

Temporary Problems Can Be Overcome

Any business can be faced with unexpected expenses. When this happens, a small-business owner may find it challenging to meet all short-term financial obligations, and some payments may be made after their due date. These late payments may have an impact on the credit score of a small business, but the damage from occasional problems may be limited.

To begin repairing the damage, the business owner should review the cause of the problem. Temporary problems might be caused by seasonal factors, or unexpected but unavoidable maintenance expenses. More permanent problems might be caused by the entrance of a new competitor into the market, or the need to replace an expensive piece of machinery.

Cash flow will not recover quickly if a permanent problem develops, and the business owner will need to complete a thorough review of operations to determine the best course of action given the new circumstances.

Use the Problem as a Review Opportunity

Determining the underlying cause of the late payment is the most important step in credit repair. It can also be useful to monitor your business credit to spot potential problems in advance. Changes in payment patterns might be easy to identify and correct when your credit report is reviewed often.

Business owners should consider CreditMonitorTM as a solution that allows them to stay on top of their credit score. This service allows you to access your D&B® scores, and all of the ratings that are maintained on your business.

With this service, you can establish your business credit history, and be able to determine the likelihood of receiving funding or contracts. This information will allow you to anticipate reactions from current partners and lenders, and you will gain insight into the factors that impact your business credit. Data is also provided so that will know where your company stands compared with industry averages.

Author:

John R. Klaras is a serial entrepreneur and small business professional, a writer, and an educator by trade. With nearly a decade of experience in the telecommunications industry, he is currently in the process of building a burgeoning new microbusiness. He has written for leading companies in a wide variety of verticals, including travel, finance, motorsports, and real estate.