Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Is Your Personal Credit Holding Your Business Back?


During the formative stages of a new business, many entrepreneurs use their personal access to credit to finance business expenses. It is no wonder this is such a common practice. After all, personal credit is a convenient source of financing when obtaining business credit through traditional lenders is next to impossible.

And because personal credit is so accessible, some small-business owners continue to rely on it as a means of financing business expenditures. They may be unsure of how to go about building business credit, or feel they are too busy to put any effort into doing so.

Continuing to rely on personal credit as a business grows is shortsighted, and there are some very serious drawbacks to doing so. What are they, and how can small-business owners avoid them?

Limited Access to Capital

The credit limits granted to creditworthy businesses tend to be much higher than those offered to individuals, and the costs associated with expanding a business are often more than an individual’s credit can bear.  Small-business owners who finance their businesses using personal credit may reach a point where their businesses can no longer continue to expand, due to a lack of available capital.

Personal Liability

One of the most important reasons to establish business credit is to limit personal liability for business debts. Personal credit cards, loans, and lines of credit are tied to a business owner’s Social Security number, and thus, to their personal credit ratings.

In using personal credit products to pay for business expenses, business owners risk more than business failure; they also put their personal assets, such as vehicles, homes, and investments at risk. This increased personal liability can stall business growth, as well, once business owners reach the limits of their tolerance for personal financial risk.

Missed Opportunities

Using personal credit for business expenses causes businesses to miss opportunities to build business credit, one a business’s most valuable intangible assets. Potential business partners respect creditworthy businesses, because they know the business owners take their business’s credit and reputation seriously. Vendors trust businesses with solid credit to pay their bills on time, and will therefore allow them to finance business expenses, easing cash flow management. Clients feel more comfortable doing business with companies that have good credit, because they see it as a sign of stability and longevity.

The bottom line? If your business does not have a solid credit rating, you are probably missing out on more business opportunities than you realize.


John R. Klaras is a serial entrepreneur and small business professional, a writer, and an educator by trade. With nearly a decade of experience in the telecommunications industry, he is currently in the process of building a burgeoning new microbusiness. He has written for leading companies in a wide variety of verticals, including travel, finance, motorsports, and real estate.