Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

New Business Checklist: 5 Things Every Company Should Do

new-business-checklistStarting a new business, while an exciting and worthwhile endeavor, involves a lot of hard work. Many entrepreneurs struggle with the stress of making sure they are addressing all of the important tasks involved when getting a new venture off the ground.

There are legal requirements, fundraising concerns, marketing questions — the list goes on and on, and sometimes important items slip the minds of busy startup owners.

So, what are five important things every new business owner should be absolutely sure they do?

Make a Solid Business Plan

Putting together a solid business plan is a key factor in ensuring a business’s eventual success. A good business plan should contain all the basic information about the business, such as a company description, information about the management team, and what types of products or services will be offered.

Beyond the basics, a sound business plan should also contain thorough market research, which examines the business’s key competitors, and its place in the marketplace. Additionally, realistic financial projections are a must.

Not only will having a solid business plan in place make it easier to acquire financing, it will also give prospective business owners a reality check, which is sometimes much needed, and can help them hone their vague ideas into a plan that will work.

Get on Uncle Sam’s Good Side

It is very important that new business owners complete all the necessary legalities, or they risk getting themselves in trouble. Not only that, but they may be missing out on valuable opportunities, such as grants, tax breaks, or SBA loans.

New business owners should make sure they get a Tax ID (EIN), choose a legal structure (LLC, S Corp, etc.), obtain the necessary licenses and permits, register a business name, and register for state and local taxes.

Use Technology to Your Advantage, Now

It’s not new news that technology can level the playing field for small businesses, giving them marketing reach previously reserved for Fortune 500 companies. Despite this fact, some new business owners are slow to jump on the tech bandwagon.

All businesses should have an intuitive, well-designed website. It does not need to be too fancy, just simple to use, informative, and pleasing to the eye. Of course, social media marketing is an ideal way to drive customers to the website, by creating higher levels of engagement.

Mobile apps are another great way to make doing business easier. Business owners can take advantage of the proliferation of mobile data to track expenses, take payments, engage clients, and expand their share of today’s always-on society.

Register With the Business Credit Bureaus

The business credit bureaus cannot start tracking a business’s debt management habits until they know the business exists. This is why it is imperative that new businesses register with the major business credit bureaus.

Once the business is registered with the credit bureaus, payment history can be tracked, and a business credit rating can be built. Not only that, but business owners can sign up for services such as CreditMonitorTM from Dun & Bradstreet, which will alert them to any changes in their business credit rating, allowing them to track their progress, and correct any incorrect information which may appear.

Start Building Credit Early

The business world can be unpredictable. Passing fads, new competitors, and seasonal fluctuations in business can all result in abrupt changes to a business’s financial situation. The need for a sudden injection of capital can come out of nowhere. This is why it is very important that new businesses start to build a solid business credit rating as soon as they are able.

While it is true that new businesses are unlikely to qualify for unsecured business credit cards or business loans, there are other types of opportunities available to new businesses. Accounts with web-hosting companies, equipment leases, and vendor accounts with deferred payment options may be good places to start.

Author:

John R. Klaras is a serial entrepreneur and small business professional, a writer, and an educator by trade. With nearly a decade of experience in the telecommunications industry, he is currently in the process of building a burgeoning new microbusiness. He has written for leading companies in a wide variety of verticals, including travel, finance, motorsports, and real estate.