Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Setting up an LLC and Managing Liability for Small Businesses

Setting Up a Corporation Protects You From Liability

Setting Up an LLCSole proprietorship is one of the simplest and most common ways of organizing a business that a single individual owns and manages. While it can be a great form of organization for businesses that intend to remain small (or otherwise can’t justify the expenses of incorporating) and have little exposure to liability, sole proprietorship has its drawbacks as well.

One of the primary concerns is that, as a sole proprietor, you assume responsibility for all of your company’s liability. That means that you can be held both financially and legally accountable for any debts held by—or legal actions taken against—your company.

In contrast, setting up a Limited Liability Corporation (LLC) or other corporate business structure separates you from your business’s financial and legal liabilities. By incorporating your business, you will not be responsible or penalized for outstanding company debts or legal disputes. Setting up a corporation can also help you to leverage business credit and create access to better financing options.

Establishing Business Credit With an LLC

Using your personal credit, credit rating, and credit history to finance a business can affect your eligibility for loans, lines of credit, and other forms of financing. If you have bad credit and need a loan to start out your business—or if you just want be able to take advantage of the best small business financing options—then setting up a corporation is a necessity.

Once you’ve gone through the required steps and have successfully incorporated your business, you will be able to leverage anywhere from 10 to 100 times your personal credit capacity, simply by virtue of using business credit instead. Taking out a business loan, business line of credit, or business credit card can also help to establish your business credit history, which will go a long way toward securing financing in the future.

Additionally, all of your personal credit history, debts, and assets will be separated from those of your company. Only your business’s credit file will be accessible to other businesses and banks, which exclusively includes however much financial information you provide to the credit bureaus. Having a business credit file can encourage other companies to do business with you (and banks to lend to you), by demonstrating your company’s reliability.


After graduating with a B.A. from Occidental College, Ben Wills worked for several political non-profits on economic policy, government transparency, and public accountability issues.