Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

The Hight Cost of Bad Credit

bad creditIf you have bad credit, you’ll pay higher interest, you’ll pay more for leases, you’ll pay more for insurance, and maybe even pay more for rent and rental deposits. You might also be precluded from certain jobs.

Bad credit will cost you real money. But let’s look at how much you may actually pay if your business credit is bad. Here are five real life examples of the cost of bad credit.

(1) Credit card interest is higher.

When your credit is bad, lousy credit card deals will flood your mailbox. One offer gives you $281 in fees plus a $79 application, and in the end, you get a credit card with a $19 limit. Or you may end up having to get a pay-as-you-go credit card. You send in the money ahead of time, and then are able to use the credit card up to that amount.

You may pay $200 – $300 for the set-up of the card. Interest rates on these cards jump if you are late with a payment. The due dates can be tricky as well. Make sure you read the fine print so you don’t suddenly get stuck with a 25% or higher interest rate. A good business credit score means better options for credit cards.

(2) Your car payment will be higher.

You can go to this site to see what happens to car loans as your credit score changes. As an example, a 4-year loan for a $30,000 car will cost you $9,600 more over the course of the loan if your score is 589 or below, as opposed to a credit score of 720 or more.

(3) You won’t be able to get a conventional home mortgage.

If you’ve had a foreclosure, missed payments, or experienced a bankruptcy, it may be years before you can get a conventional mortgage loan. That’s true even if you’ve been able to improve your overall credit score. It’s still possible to buy a house, provided you can find a seller-financing deal, or borrow from a private lender. Your interest rate will jump by 2% – 7%. That means $66,000 – $279,000 more over the course of a 30-year mortgage.

(4) You probably won’t be able to lease a car.

If you’re able to find anyone to lease you a car with your bad credit, they will probably require a high down payment. For the most part, bad credit means no leases.

(5) Your insurance rates may double or even higher.

Bad credit can also make your car and home insurance rates go up. It’s not uncommon to see these rates go up significantly, and almost immediately.

These are just some of the high costs that come with bad credit. If you’ve got good credit, protect it. If you’ve had some credit glitches, there are legal and ethical solutions to cleaning up your credit. It won’t be easy, you’ll have to do some work, and it won’t happen overnight. Factor in six months of work to really clean it up, but it is always well worth the time and effort.


Diane Kennedy, CPA US Tax Aid. Diane Kennedy, CPA helps business owners legally pay less tax. She’s the New York Times best-selling author of “Loopholes of the Rich,” “Real Estate Loopholes,” and 7 other best-selling financial and tax books. She’s also a business owner and real estate investor. Her motto is “It’s Your Money. Keep More Of It.”