Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

The Value of Business Credit Monitoring

Business Credit MonitoringYou are probably aware of the importance of reviewing and continually monitoring your small business credit. Though not a difficult process, the benefits of tracking and managing small business credit can be tremendous.

There are several means to monitoring business credit. Many small business owners do this themselves, while others designate a trusted associate to manage this important function. There are also services provided by the primary business credit reporting agencies such as Dun & Bradstreet that will monitor business credit and provide guidance when needed to improve credit ratings.

Monitoring Credit Is Critical

During strong economic times or terrible ones, maximizing your business credit scores will have a significant impact on your company. During difficult business cycles, ensuring that your credit rating is at its optimum can mean securing financing to help keep the company afloat until things improve.

During strong economic times, ready access to credit on favorable terms can drive much needed growth, and position your small business to take advantage of opportunities. Monitoring business credit helps ensure your company is positioned to pursue these chances when they present themselves.

Additional Benefits

Too many companies suffer from a lower credit rating than is warranted. This is because mistakes are often made by those reporting payments and terms. If a vendor mistakenly reports a missed payment it has a negative impact on a business owner’s credit through no fault of their own. Systematically reviewing credit reports will catch these errors quickly, minimizing the negative impact.

Monitoring will also confirm that vendors and suppliers are actually reporting timely payments at all. Not all vendors are as consistent with their reporting as small business owners would like. Catching these types of omissions early gives you the chance to contact them and rectify the situation right away.

As you become more familiar with what impacts credit ratings through continually managing your credit report taking steps to improve it maintain it becomes even easier. There is too much at stake to not invest the time needed to get the most from your business credit report.

 

Author:

Tim Brugger has been writing professionally since 1995, publishing professional newsletters, as well as business and informational articles for financial organizations across the country. Brugger majored in business studies at the University of Oregon.