Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733


Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and
reputation


Let us distribute your VERIFIED
information
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or businessdevelopment@dandb.com
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Think You Don’t Need Credit Monitoring? Think Again

credit-monitoringSome business owners rely on their personal credit for business financing, but the ones who take their business’s credibility and financial viability really seriously work to build business credit.

Having excellent business credit prepares a business for just about anything. Expansion, research and development, buying out struggling competitors, moving into larger facilities, and purchasing new machinery all require capital, and access to capital is exactly what a good business credit rating provides.

But, an unfortunate number of business owners, even those who know the importance of their business’s credit rating, neglect to monitor their business’s credit ratings. They might assume that as long as they pay their bills on time, all will be well with their credit ratings. Paying on time should certainly be a priority, but monitoring credit files is also crucial. Why is it so important?

A Keen Understanding

Business owners who monitor their business credit ratings are able to keep close tabs on exactly how their actions affect their creditworthiness, and are thus able to impact their credit scores more effectively. This gives them an upper hand when preparing to apply for a loan, line of credit, or business credit card.

Bad Things Happen to Good Credit

Credit reporting errors can sometimes show up on a business’s credit report without warning. Balances may be incorrect, account limits may be wrong, and payment histories may be erroneously listed. All of these factors can cause a business’s interest rates to skyrocket, or cause financing requests to be denied. Rather than running the risk of being blindsided by reporting errors, smart business owners monitor their business’s credit files.

Stop Fraudsters Cold

In the event that fraudsters gain access to a business’s financial data, their next step will probably be to exploit it for their own gain. Such attempts will generally show up on credit reports before they might otherwise be detected, in the form of multiple credit checks, accounts with dubious vendors, or other classic red flags. Business credit monitoring is an excellent early warning system against small-business fraud.

Make It Easy on Yourself

While monitoring one’s business credit can be done without a credit monitoring service, it can be confusing and time-consuming. That’s why many business owners choose to take advantage of business credit monitoring services, such as CreditMonitorTM from Dun & Bradstreet For a nominal fee, this service provides small-business owners with alerts any time changes occur in their business credit file.

Author:

John R. Klaras is a serial entrepreneur and small business professional, a writer, and an educator by trade. With nearly a decade of experience in the telecommunications industry, he is currently in the process of building a burgeoning new microbusiness. He has written for leading companies in a wide variety of verticals, including travel, finance, motorsports, and real estate.