Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Why You Should Keep Your Personal and Business Accounts Separate

The Benefits of Keeping Your Business Account Separate

Separate Personal and Business CreditIf you’re a sole proprietor, then your personal and business accounts are one and the same. You collect all the revenue, pay all the debts, and deal with all the taxes.

You’re personally liable for all of your business finances, debts, and taxes and you assume all legal liability as well. As a sole proprietor, you could wind up losing personal property (such as your house), if you’re unable to settle your financial obligations otherwise.

By separating your personal and business accounts, you protect yourself from assuming liability for your company’s financial responsibilities; no matter how well or poorly your business is doing, your personal finances and assets won’t suffer—as long as you take the right steps.

How to Separate Personal and Business Accounts

First of all, you will need to incorporate your company. Corporations—whether they’re an S-Corporation, C-Corporation, or Limited Liability Corporation (LLC)—all shield their owners from financial and legal liability. Choosing the most beneficial legal structure for your business and fulfilling all the requirements when filing for incorporation is necessary to separate you from your business.

The second step is to set up a business bank account. As soon as you’ve registered your corporation with the Secretary of State and acquired a Federal Tax ID Number, you’ll be eligible to start a bank account for your business.

Once you’ve completed these measures, it’s essential that you make sure you treat your personal and business accounts as completely distinct and separate entities. Avoid mixing up personal finances, expenses, credit, and assets with those of your business. While it might seem harmless to pick up a personal expense on a company credit card, failing to separate personal and business accounts can cause significant legal and financial trouble—or at the very least, it can seriously confuse your accounting.

Separating Personal and Business Credit

You will probably also want to start establishing business credit, distinct from your personal credit. One of the first steps you should take is to get a D&B D-U-N-S® Number from Dun & Bradstreet. This is an identification number that allows businesses and banks to look up your business online. It also allows you to set up a business credit file that includes whatever financial information you choose to furnish to the credit bureaus. Businesses, banks, and governments can review this credit file and will use it in making business, lending, and contracting decisions, respectively.

After you’ve acquired a D-U-N-S® Number, applying for business credit is not only a great way to finance your business—it can also improve your business credit rating and help to establish solid credit history. Using business credit and financing options demonstrates the financial reliability of your business by showing that it pays its debts on time.


After graduating with a B.A. from Occidental College, Ben Wills worked for several political non-profits on economic policy, government transparency, and public accountability issues.