Manage My Business Credit

  • CreditBuilder™: Add good payment history to impact your D&B® scores
  • CreditMonitor™: Monitor your credit file in real time with detailed info about changes to your D&B scores
  • CreditSignal®: Receive free alerts to changes in your D&B business credit file

Manage My Business Credit For Me

Monitor Another Company's Credit

Not sure which product is right for your business?

Our Credit Advisors are standing by

to assess your needs and help point
you in the right direction.

Call Today Call 800-700-2733

Ask about our Concierge service.

Business Directory

Business Services

  • VERIFIED™: Get your business data VERIFIED™ to help protect your business identity online
  • Business Shield: Helps protect your company by alerting you to potential warning signs of business identity theft
Help manage your
business identity and

Let us distribute your VERIFIED
to up to 90% of US
consumers searching online.

Call Today Call Today! 800-700-2733

Sign up for FREE today!
Help protect your business identity against inaccuracies and business misrepresentation online and across social media properties
Get it now text

Enterprise Solutions

If your company is looking for a custom enterprise data solution, contact us at
1-800-264-0947 or
Lead Advisor
Better Data, Better Results
Whether you're a list professional or a first-time marketer, our lead experts will work with you to help you target, segment, and select the list most likely to work for you. Learn More.
Call today 1-855-455-8039

Free D-U-N-S Services

Expedited D-U-N-S Services

  • Small Business Starter™: Promote your business online and get an expedited D-U-N-S and business credit file
  • DUNSFile™: Get a D-U-N-S and basic business credit file in 5 business days or less
Company Update
Update your company info today. It's free!
Review and update your existing D&B® credit report, dispute inaccuracies, add financial statements, and review public filings.

Don't have a D&B report? Get your FREE
D&B D-U-N-S now.
Get Started

Working Capital Tips for Small Businesses

You’re off the Ground, Now Stay in the Air!

Your new venture is finally off the ground—congratulations! But you’re not in the clear just yet; you still need to make sure you have enough cash on hand to keep your business running smoothly.

As your business grows, you will need to maintain positive working capital to fund a wide variety of initiatives, from product development to new market penetration. But precisely how much money will you need?

Established entrepreneurs can review their balance sheets to make an educated guess, but new small-business owners will need to use online tools, industry benchmarks, and common sense to estimate their working capital needs. Then comes the hard part: you’ve got to find the money and hold on to it.

Here are two tips to help your business improve cash flow, reduce expenses, and avoid unpleasant surprises.

Implement Payment Best Practices

If your billing habits are irregular, or if you regularly delay billing customers for any reason, then you are leaving money on the table. Invoice your clients immediately, and establish billing practices that reward early payment and penalize delinquency. How long are you willing to wait for payment? Is your payment window too wide? Many businesses now require that an invoice be satisfied within 15 or even 10 days, rather than 30.

Just-in-Time Inventory                 

Maintaining a large inventory can tie up a significant portion of your working capital. Rather than hoarding supplies, shift your small business to the so-called “just-in-time” model. Just-in-time is, well, just what it sounds like: you will process excess inventory, and time your subsequent orders to arrive precisely when you need them.

In order to implement an effective just-in-time system, you need to know your business back to front, inside and out. How many order do you fulfill within a given period of time? What amount of variation exists month-to-month or season-to-season? How reliable are your vendors?

Just-in-time inventory schedules free up working capital, but they also increase your dependence on third-party business partners: suppliers, bankers, vendors, and shipping companies. For that reason, it is always a good idea to maintain an emergency fund, and to create a back-up plan in case there are any disruptions in your supply line.


Marshall Walker Lee graduated Summa Cum Laude from the University of Michigan's Honors College with degrees in Writing and Philosophy. As a freelance writer and designer he has developed branding strategies and programming for J. Walter Thompson, Nike, the Kellogg Foundation, Spike TV, Sony Films, and General Motors. He is the co-founder and director of Poor Claudia, a 501(c)3 non-profit publishing enterprise based in Portland, Oregon.