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  6. Smart Financial Credit Union

Smart Financial Credit Union

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6051 N COURSE DR HOUSTON, TX 77072 Get Directions

(713) 850-1600

www.smartcu.org

Business Info

  • Founded 1934
  • Incorporated
  • Annual Revenue $23,466,136.00
  • Employee Count 240
  • Industries Federal Credit Unions
  • Contacts Larry Seidl

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Company Summary

Smart Financial Credit Union is a cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.



SFCU is governed by a Board of Directors that establishes and reviews policy. The Directors are Credit Union members who are elected by the Membership and serve without pay. Every member has one vote, regardless of how much he or she has on deposit. At the Credit Union, there is no select group of shareholders that profits more than anyone else. All Members profit -- individually and collectively.



SFCU is a state-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. The NCUA insures each member account for at least $250,000.

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